Fee Schedule

As your credit union, we aim to provide a wide selection of quality products & services at little or no cost to members. To keep member fees at a minimum, we compare our charges to other financial institutions. Be assured that we will continue to strive to be the best and most affordable provider of financial services to our members. If you have any questions about the fee schedule changes, please reach out to us. The new schedule changes will be effective June 1st, 2023.

Fee DescriptionFee Amount
Secure Checking$4.95/month
Basic Checking Account (Minimum Services)FREE*
Overdraft Protection AdvanceFREE
Debit CardFREE
Reissue Debit Card/Instant Issue$8.00
Inactive Account
(Monthly Fee on balance less than $75./Additional $8 fee after 12 months of no activity)
$8.00
ATM or POS Overdraft$30.00
Courtesy Pay$30.00
One-time EFT Origination Fee$10.00
Low Balance Fee (Money Market Accounts less than $2,500)$5.00
Account Research /hour ($15.00 minimum charge)$15.00
Account Balancing /hour ($15.00 minimum charge)$15.00
Interim Monthly Statement Request$5.00
Stop Payment$30.00
Copy of Share Draft$5.00
Share Draft & ACH Exception Processing (Manual Posting)$5.00
Share Account
(w/$25.Minimum Daily Balance – $1.Monthly Fee on Minimum Daily Balances less than $25.)
FREE
Phone Payment Fee$10.00
Closed Account Fee
(Only assessed if an account is open less than 90 days)
$25.00
Verification of Deposit Request$10.00
Share Account Withdrawal
(Limited to 6 free withdrawals monthly, $3.00 for each additional withdrawal greater than 6)
FREE
Levy or Garnishment Processing$30.00
Express Mail$40.00
Wire Transfer – Domestic Outgoing$35.00
Address Research / Invalid Address$5.00
Non-Recording Fee on Titles$20.00
Loan Modification Fee$30.00
Debit Card Rush Delivery$40.00
Loan Processing Fee$50.00
Paper Statement Fee with Basic Checking
*If you want to avoid these fees, please sign up for E-Statements.
$1.00*