Carolina Federal Credit Union strives to help make your car ownership more affordable and we’ll help making your next vehicle purchase easy! Whether your are looking for a new set of wheels or if you love your current car, but hate the high monthly payments – with our low, competitive rates and unique payment schedule, we can help you save money and stay within your budget! Apply On-line today!

On new vehicles, we loan up to 100% of MSRP (plus extended warranties). On used vehicles we loan up to retail value according to NADA pricing (plus options and extended warranties) or the purchase price, whichever is less. Don’t forget to go to Enterprise Used Car Sales for pricing on great used vehicles.

With pre-approval available, we can make your next vehicle purchase a breeze! Take the first step in helping yourself to find a better deal on your next vehicle purchase by taking advantage of the information and resources please visit CUDL AutoSMART to make your next auto buying experience easier!

Need a “Second Chance”? New cars or trucks, which have been purchased and financed with another lender within 90 days, can be refinanced with Carolina Federal Credit Union at our new car interest rate! Our new “Second Chance Auto Loan” could save you hundreds of dollars, plus we will pay you $100.00 to move your loan to Carolina Federal Credit Union!

You must be a member of Carolina Federal Credit Union to apply. Contact a loan officer to find out if you qualify….or, if you’re already set up on our Loanliner program, simply apply on line! Please call (800) 378-1955 or e-mail us if you have any questions or need more information. We’d love to hear from you!