Automobile

Whether you’re looking to buy a new or used car or want to refinance your auto loan from another lender, we’re here to help. We offer auto loans with great rates, up to 100% financing, and flexible terms.

Apply online for an Auto Loan!

View our current Loan Rates.

We offer up to 100% financing for new vehicles and up to NADA retail value for used vehicles.

Carolina Federal Credit Union offers extended warranties, GAP, and credit disability insurance on loans.

With pre-approval available, we can make your next vehicle purchase a breeze! We can help you find the best deals by offering fantastic pricing guides that are up-to-date and easy to access. Not only will you be ready to handle price negotiations at the dealerships, but you can also be sure to stay within your budget and narrow down your choices before venturing out. Visit AutoSMART to view new and used vehicles or “build your own vehicle” to see the estimated MSRP.

Refinance for $100 Cash Back!

Regret the high rate you paying from another lender? Get a second chance with CFCU! Refinance your auto loan from another lender with us and receive $100 cash back! New vehicles, which have been purchased and financed within 90 days, can be refinanced with Carolina Federal Credit Union at our new auto loan rate.