Loans

Carolina Federal Credit Union offers several types of loans. As soon as you start planning a purchase, ask us about all of our loan options. Our lending specialists are experts in comparing loan options and letting you select the best loan for your needs! However, our team always recommends pre-approval for potential loans, and members may get better financing by coming to CFCU first.

Enjoy the convenience of applying for loans by phone, online, or in person. Approval of an application depends on criteria such as the ability to pay, credit history, collateral, and more. To apply, go directly to our Online Applications. If you have questions, please get in touch with us. We’ll be glad to walk you through the process!

View our current Lending Rates.

To obtain the pricing of a vehicle, try the following link: Vehicle pricing.

Find your Loan Payment Options.

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Personal

Carolina Federal Credit Union offers open-end personal loans. A personal loan delivers a one-time payment of cash to the borrower and can be used for a variety of needs. Members may borrow up to $10,000 with a personal loan.

Personal
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Automobile

Whether you’re looking to buy a new or used car, or even want to refinance your auto loan from another lender, we’re here to help. We offer auto loans with great rates, up to 100% financing, and flexible terms.

Automobile
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Recreational

For those of you who include a little adventure in your life, check out Carolina Federal Credit Union’s Recreational Loans!

Recreational
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Savings Secured

A savings secured loan allows you to continue earning interest on your CFCU savings account, while using it as collateral.

Savings Secured
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Visa

Save money with a CFCU Visa Credit Card with a low rate, no annual fee, and 1% Cashback on every purchase!

VISA Card
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Home Equity

Do more with your home! A Home Equity Loan1 from Carolina Federal Credit Union is an affordable, safe way to maximize your spending options without depleting your savings.

Home Equity
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Member Appreciation Day and ICU Day is October 21st! Join us for a hot dog lunch from 11 AM - 1 PM at the credit union! $100 raffle for those attending! Learn more about Member Appreciation and ICU Day!