Secure Checking

Carolina Federal Credit Union offers a checking account that fits your financial needs and goals! We now provide Secure Checking, a checking account with additional protection. Get online access to your account 24/7, courtesy pay privilege, and more. Secure Checking includes the following benefits and services for a low monthly fee of $4.95.

  • 30,000 Surcharge-Free ATM’s
  • Overdraft Protection
  • Payroll Deduction (Direct to your Share Checking account.)
  • Automatic Draft (For mortgage payments insurance premiums, etc.)
  • Free Online account access 24/7 with PC or cell phone
  • Free Audio-Response Calls Caroline Teller
  • No Minimum Balance
  • Free Monthly e-statements
  • Free Paper Statements
  • Free Online Bill Pay
  • Duplicate Checks
  • Monthly Dividends
  • IDProtect® Identity Theft Monitoring & Resolution Service1
  • Up to $10,000 of Accidental Death & Dismemberment Insurance2
  • Debit Advantage® Buyer’s Protection and Extended Warranty2
  • Cell Phone Protection2
  • Health Discount Savings (This is NOT Insurance)
  • Shopping RewardsTM
  • Travel & Leisure Discounts

All of these benefits listed above are yours with Secure Checking! Some benefits require a no-fee registration and must be requested or activated.

Registration and activation are easy!

  • If you have misplaced your activation code call us! You will need your activation code to register.
  • Follow the simple step-by-step instructions to register and activate benefits by going to CarolinaFCU.ClubChecking.com

If you wish to receive further information concerning CFCU Checking Accounts, or any other products we offer, you can reach us through our Contact page. We’d love to hear from you!

1Benefits are available to personal checking account owner(s), their joint account owners, and their eligible family members. The family includes Spouse, persons qualifying as a domestic partner, and children under 25 years of age, and parent(s) of the account owner who is resident of the same household.

2Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions, and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance.