The SHARE SAVINGS ACCOUNT is the cornerstone benefit of your Credit Union membership.

We offer savings accounts with better rates and fees to help your money grow faster, allowing you the opportunity to earn excellent dividends on a $25.00 minimum deposit. Dividends are paid and compounded monthly.

Why save with your credit union? Because you own it! Each credit union is funded by shares purchased by its members. (Note: shares are simply savings or deposits.) The purchase of a share allows you to become an owner with the right to vote. Since the credit union is a not-for-profit cooperative financial institution, the benefits of your savings being pooled together are passed on to every member through higher dividends on savings and lower rates on loans.

Open A Custom Club Account Today! Start a club account and set aside savings for that special dream vacation, Holiday/Christmas shopping, or anything else you want to save for! Accounts can be started with a $25.00 deposit and you pick the date you want your withdrawal! We make it easy for you to save!

Deposits at Carolina Federal Credit Union are insured up to $250,000 per member account by the National Credit Union Administration, an agency of the U.S. Government.


We are closed today due to inclement weather. We will reopen tomorrow at 11 am. Check your balances online or by calling 1-800-378-1955. We apologize for the inconvenience but we are concerned for the safety of our staff. If you have an emergency today please email and we will try to help anyway we can.