Loans

CAROLINA FEDERAL CREDIT UNION offers all types of loans to help you enhance your quality of life. As soon as you start planning a purchase, ask us about all of our loan options, including interest rates, terms (payment periods), and fees. Our lending specialists are experts in comparing loan options and letting you select the best loan for your needs! pre-approval, members can get better automobile financing by coming to CFCU first. If your auto is already financed elsewhere, you may still take advantage of our great low rates by refinancing with CFCU. Many times, we can reduce your current interest rate and lower your monthly payment.

At CFCU, our objective is to offer members better terms and greater flexibility than other financial institutions. The loan process is quick and easy and with pre-approval, members can get great and be in charge of their financing by coming to CFCU first. If you already have a loan, you may still take advantage of our great low rates by refinancing with CFCU. Many times, we can reduce your current interest rate and lower your monthly payment.

Enjoy the convenience of applying for loans by phone, fax, on-line or in person. With Payroll Deduction, Automatic Draft or Direct Deposit, members have the added convenience of having loan payments made automatically. Its that easy! When a loan application is received and all necessary information is obtained, such as current debts and credit history, a decision is made right away! Approval of an application is dependent upon criteria such as ability to pay, credit history, collateral and purpose.

To apply, go directly to Online Applications. If you have questions, please contact CFCU. We’ll be glad to walk you through the process to help make your experience with us simple and efficient!

To obtain the pricing of a vehicle try the following link: Vehicle pricing.