Being a member of a credit union has many perks. First of all, we are a non-profit organization. We are more interested in facilitating the financial needs of our members than trying to secure large returns for our company. Our members control the facets of our operation and this is one of the things that make us unique.

Membership of Carolina Federal Credit Union is available to anyone who lives, works, worships or goes to school in Gaston or Cleveland Counties, employees and qualified retirees of our sponsor companies (list of sponsor companies) and their immediate family members. We have expanded our definition of an immediate family member to include spouses, children, parents, siblings, grandparents, grandchildren and anyone living in the household of a member. Once you join the Carolina Federal Credit Union you are a member for life (“once a member, always a member”). By being a member you join a group of fellow members who share a common bond, and a common interest- making the wisest use of their money.

At most banks you are considered merely a customer, but here at the Carolina Federal Credit union we treat our members like owners. Our members drive every decision we make. We here at the Carolina Federal Credit Union strive to provide outstanding service and convenience.

Membership Application

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