- Rates as low as 1.99% APR* for New Vehicles
- Rates as low as 2.49% APR* for Used Vehicles
- Financing up to 84 months for New and Used Vehicles
- Optional GAP and warranty coverage
- Up to 100% financing with no down payment
- Optional credit life and disability insurance
- No set-up fee or pre-payment penalties
Is your auto financed at another financial institution? No problem! Take advantage of these special rates — refinance at CFCU, and we will give you $100 CASH!
Applications are available HERE, by phone 704-435-0186 and at our drive-thru.
Did you know if your vehicle is stolen, accidentally damaged beyond repair, or otherwise declared as a total loss – you are liable to pay the difference or the “GAP” between your insurance settlement and your loan balance? Avoid having that “GAP” amount coming out of your pocket! Talk to your loan officer to learn how CFCU can offer you “GAP” at a lower cost than a dealership. Also, our coverage will provide you with $1,000 toward the down payment of your next vehicle if you finance through Carolina Federal Credit Union.
*APR = Annual Percentage Rate. Limited time offer. Rates are valid as of 04/01/2020 and are subject to change. Rates and terms are based on the evaluation of credit. Promotional rates of 1.99% and 2.49% are for a maximum of 48 months. Proceeds of $3,000 or more are required to receive a rate on existing loans.