Info Desk

Fee Schedule

November 1, 2017 Fee Schedule

Fee Description Fee Amount
Share Checking Account
(No Minimum Balance)
Overdraft Protection Advance FREE
Debit Card FREE
Reissue Debit Card/Pin number $8.00
Non-Sufficient Funds (NSF) $30.00 per item
Inactive Account (After 12 Months With No Activity) $5.00 (Monthly Fee on Member Balances Less Than $75.00)
ATM or POS Overdraft $30.00
Courtesy Pay $30.00
Deposited Return Check $30.00
Low Balance Fee (Money Market Accounts less than $2,500) $5.00
Account Research Per Hour
($15.00 minimum charge)
Account Balancing Per Hour ($15.00 minimum charge) $15.00
Interim Statement Per Page $5.00
Stop Payment $30.00
Copy of Share Draft $5.00
Share Draft and ACH Exception Processing (Manual Posting) $5.00
Share Account FREE – With $25.00 Minimum Daily
Balance ($1.00 Monthly Fee On
Minimum Daily Balances Less Than
Phone Payment Fee $10.00
Closed Account Fee $25.00 (only assessed if account is open less than 90 days)
Verification of Deposit Request $10.00
Share Account Withdrawal FREE (Six (6) Withdrawals Monthly –
$3.00 for each additional withdrawal)
Levy or Garnishment Processing $30.00
Express Mail Next Day $35.00
Wire Transfer – Domestic outgoing $25.00
Address Research/Invalid Address $5.00
Non Recording Fee on Titles $20.00
Loan Modification Fee $30.00
Debit Card Rush Delivery $40.00 
Loan Application Fee  $25.00 



Privacy Policy


No new notices at this time. Thanks for being a member of Carolina Federal Credit Union.

Routing Number

Our Routing Number is : 253175397


We are closed today due to inclement weather. We will reopen tomorrow at 11 am. Check your balances online or by calling 1-800-378-1955. We apologize for the inconvenience but we are concerned for the safety of our staff. If you have an emergency today please email and we will try to help anyway we can.