• Click here for Caroline Newsletter
• Free Checking Accounts that earn interest
• Free Debit cards
• On-Line Access to your account 24/7
• Telephone Access to your account 24/7, 1-800-388-8380
• Low Visa rates with limits up to $10,000
• Club and Vacation accounts
• Shared Branching Network-allows our members to make transactions at other credit unions across the country
• CD's and Money Market Accounts
• Scorecard:  Earn points on your Visa credit card now.  Earn 1 point for every dollar you spend or transfer.
• Enhanced Authentication-New measures for signing onto online banking site that increase security for our members.  There is a demo and more information on the online-access site.  If you have any questions about this just give us a call at 1-800-378-1955.
• Available for sale vehicles-click here
• New Charter-We recently got a new charter from the National Credit Union Administration.  We can now serve anyone who lives, worships, or goes to school in Gaston or Cleveland county.  If you have a friend or relative that falls in these boundaries refer them to us.
• Kirby Kangaroo Kids Club-click here
• We will never send you and email asking for your information.  If you receive an email asking for information please give us a call.  Also don't open any emails for the NCUA asking for personal information.
• As a member of Carolina Federal Credit Union you can get a discount on auto, home, and life insurance with Liberty Mutual.  Give our representative a call for a free quote www.libertymutual.com.
• Online Bill payment with online access

Make Your College Dreams a Reality With a CU Student H.E.L.P. Loan! 

At Carolina Federal Credit Union, we understand that college tuition, fees and room and board can add up. But, the college experience is worth every penny. That’s why we have partnered with the CU Student Higher Education Loan Program (CU Student H.E.L.P.) to offer a private student loan program for undergraduate, graduate and continuing education students.

We encourage all of our members to maximize scholarships, grants, and federal loans before applying for a private student loan. If these sources of aid fall short, a CU Student H.E.L.P. loan can help. Whether you need a little money to help pay college expenses or have to cover your entire Cost of Education, a CU Student H.E.L.P. loan can help you get the money you need to pay for college.

Apply online

Today and receive an online decision in less than a minute. Or you can apply by phone at (877) CUEDLOAN or (877) 283.3562.

You may qualify for federal student loans. We encourage prospective customers to exhaust federal student loan options before applying for a CU Student H.E.L.P. loan or other private student loan, as federal loans are often less expensive and offer the widest variety of repayment options.

CU Student H.E.L.P. is administered by CampusDoor. All loans are subject to credit approval. Lender is Lehman Brothers Bank, FSB.

Equal Opportunity Lender. Carolina Federal Credit Union is compensated for the referral of private loan customers to the Lender.

Click here for a Shared Branch

Click here for Visa Online

Contact a member service representative for any information on the features above and many more.