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Loans | Savings 

 

These rates are effective as of July 1, 2010.  Rates are subject to change and are not guaranteed. For questions concerning current rate information, contact us anytime during regular business hours.

 

Loans APR* Term  
New Car Loan (up to 60 months) 5.000-17.000 60 months Calculator
New Car Loan  (61 to 84 months) 6.000-18.000 61-84 months Calculator
Late Model Auto  (up to 60 months) 5.500-17.000 60 months Calculator
Late Model Auto  (61 to 84 months) 6.500-18.000 61-84 months Calculator
Used Car Loan 6.250-18.000 n/a Calculator
Recreational Vehicles 8.500-18.000 n/a Calculator
Signature Loans 10.500-18.000 n/a Calculator
Share Secured Loan varies n/a Calculator
Visa 9.900-18.000 n/a Calculator
Home Equity (NC Residents) *Floor of 4.00% on 85% equity prime   n/a Calculator

 

*APR = ANNUAL PERCENTAGE RATE, As a note we are now using risk-based lending and the rates above are at the bottom of the rate curve.  Call one of our loan officers to find out what rate you will be eligible for.


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These rates are effective as of July 1, 2010. Rates are subject to change and are not guaranteed. For questions concerning current rate information, contact us anytime during regular business hours.

 

Savings Dividend Rate APY* Term
Share Savings $25 minimum 0.750 0.750 n/a
Money Market Savings $2,500-$9,999 0.750 0.750 n/a
Money Market Savings $10,000-$24,999 1.000 1.000 n/a
Money Market Savings $25,000-$49,999 1.490 1.500 n/a
Money Market Savings $50,000 and up 1.740 1.750 n/a
6 Month Share Certificate $10,000 minimum 1.240 1.250 6 months
1 year Share Certificate $1,000 minimum 1.490 1.500 1 year
2 year Share Certificate $1,000 minimum 1.740 1.750 2 years
3 year Share Certificate $1,000 minimum 1.980 2.000 3 years
5 year Share Certificate $1,000 minimum 2.230 2.250 5 years
1 year Share Certificate $50,000 minimum 1.740 1.750 1 year
2 year Share Certificate $50,000 minimum 1.980 2.000 2 years
3 year Share Certificate $50,000 minimum 2.230 2.250 3 years
5 year Share Certificate $50,000 minimum 2.960 3.000 5 years
Checking

0.250

0.250 n/a

IRA Accounts

2.000 2.020

n/a

 

*APY = ANNUAL PERCENTAGE YIELD
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