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  The SHARE SAVINGS ACCOUNT is the cornerstone benefit of your Credit Union membership. CFCU provides a flexible savings program, allowing you the opportunity to earn excellent dividends on a $25.00 minimum deposit and even greater dividends on savings balances of $10,000 or more. Dividends are paid and compounded monthly.
Why save with your credit union? Because you own it! Each credit union is funded by shares purchased by its members. (Note: shares are simply savings or deposits.) The purchase of a share allows you to become an owner with the right to vote. Since the credit union is a not-for-profit cooperative financial institution, the benefits of your savings being pooled together are passed on to every member through higher dividends on savings and lower rates on loans.
***Deposits at Carolina Federal Credit Union are insured up to $100,000 per member account by the National Credit Union Administration, an agency of the U.S. Government.
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