Carolina Federal Credit Union

HEAT UP YOUR SAVINGS WITH A CASH REWARD!! ASK A FRIEND TO JOIN THE CREDIT UNION TODAY! Refer a friend, family member*, neighbor or anyone who lives, works, worships or goes to school in Gaston or Cleveland counties to join and we'll deposit a Cash Reward directly into both of your accounts!

It's easy and that simple!! Just have your friend come in, send an email or call us at (800)378-1955 and complete a membership application - open their savings account and they can begin to experience the credit union difference, where we treat them like family!!

Courtesy Pay Opt-in RegulationWith the Law Changing make sure your are covered. Congress recently enacted legislation which requires consent from the consumer to have overdraft protection on debit card transactions. Please download the following link and fill out the overdraft opt-in form (Click Here for Opt-in Form) . You can mail us the form to 1200 East Church St. Cherryville, NC 28021, fax it to 704-435-8061, or email it to management@carolinafcu.org.

GET A CREDIT CARD WITH NO SURPRISES!! Many people are experiencing financially challenging times and unfortunately many financial institution are only making it tougher! We know you may not need another credit card, but with all the changes that are taking place with credit card companies, you don't need to tolerate the changes either! Here's a recent quote from a member, "My credit card company sent me a letter stating that the rate on my credit card, which I've had since college, would increase from 7.99% fixed, to a variable rate of prime, plus 8.5%. I was floored! I had this card for many years and never missed a payment! I started searching online for a card with a fixed rate and I couldn't find one anywhere. Finally, I called my credit union and found out they had a fixed rate credit card with reward points so I applied and now have the safety and soundness of a CFCU Visa Credit Card!" Think of how much money you could save by transferring high-rate balances to our low rate card - plus no fees to transfer! Get a CFCU Credit Union Visa Card today!!

New Charter for Carolina Federal Credit Union means anyone who lives, worships, works, or goes to school in Gaston and Cleveland counties are now eligible to become a member! If you or anyone you know lives in these counties and wishes to join, please call us at 1-800-378-1955 or complete the member application on this website. It's easy to open an account and become part of our financial family.....Carolina Federal Credit Union, were we treat you like family......because you are!!

Go Green with Online StatementsIn July members will be able to go green and enroll in online statements. Just sign into online access and go to the self service tab and select the link to enroll in online statements.

Keeping Our Members Aware We want to make sure our members are safe from any identity theft issues. Remember we will never send you an emailor text asking you to verify your account information. If you ever receive an email from Carolina Federal Credit Union asking you to verify your account information just delete it and give us a call. Recently there has been a scam where member of credit unions receive a text message saying their accounts have been closed. They are then directed to call an 800 number to verify their account information. Please be aware of this scam and give us a call if you receive an email or text asking to verify your account information. We have many resources here at CFCU to help members with identity theft and fraud. If you would like any more information on these matters just give one of our member service representatives a call. For more information on identity theft visit http://www.ftc.gov/bcp/edu/microsites/idtheft//.